These Terms of Use govern your access to and use of the Pinkston Wealth, LLC website. Please read them carefully.
1. Acceptance of These Terms
By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree to these terms, do not access or use this website.
Pinkston Wealth, LLC may revise these Terms of Use at any time and without prior notice. Revisions take effect when posted to this page. Your continued use of the website after a revision is posted constitutes your acceptance of the revised terms. You should review this page periodically to stay informed of any changes.
These Terms of Use apply to your use of this website only. They do not govern the advisory relationship between Pinkston Wealth and its clients. That relationship is governed exclusively by the written advisory agreement executed between Pinkston Wealth and the client. In the event of any conflict between these Terms of Use and a client's advisory agreement, the advisory agreement controls.
2. Permitted Use
This website is provided for your personal, non-commercial use. You may view, download, and print content from this website for your own personal reference, provided you retain all copyright and other proprietary notices.
You agree that you will not:
- Use this website for any unlawful purpose, or in violation of any applicable federal, state, or local law or regulation- Copy, reproduce, republish, distribute, sell, license, or create derivative works from any content on this website except as expressly permitted in these terms- Use any robot, spider, scraper, crawler, or other automated means to access, monitor, or copy any portion of this website or its content- Attempt to gain unauthorized access to any portion of this website, to any systems or networks connected to this website, or to any accounts, data, or information not intended for you- Reverse engineer, decompile, or disassemble any portion of this website- Introduce any virus, malware, or other harmful code to this website- Interfere with or disrupt the operation of this website, or place an unreasonable load on its infrastructure- Impersonate Pinkston Wealth, its personnel, or any other person, or misrepresent your affiliation with any person or entity- Frame, mirror, or otherwise incorporate any part of this website into another website without prior written permission
Pinkston Wealth may restrict or terminate your access to this website at any time, for any reason, and without notice.
3. Intellectual Property
All content on this website, including text, articles, guides, graphics, images, layout, design, logos, video, audio, downloadable materials, and the compilation and arrangement of that content, is the property of Pinkston Wealth, LLC or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.
The Pinkston Wealth name, logo, and any related marks are the property of Pinkston Wealth, LLC. Nothing on this website grants you any license or right to use those marks without prior written permission.
The CFP® and CERTIFIED FINANCIAL PLANNER™ marks are owned by Certified Financial Planner Board of Standards, Inc. and are used under license. Other trademarks appearing on this website are the property of their respective owners, and their appearance does not imply any affiliation with or endorsement by those owners.
Any use of content from this website other than as expressly permitted in these terms is prohibited and may violate copyright, trademark, and other applicable law.
4. No Warranty
This website and all content on it are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied.
To the fullest extent permitted by law, Pinkston Wealth disclaims all warranties, including any implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.
Pinkston Wealth does not warrant that this website will be available, uninterrupted, timely, secure, or error-free, that defects will be corrected, or that this website or the servers that make it available are free of viruses or other harmful components. Pinkston Wealth does not warrant that the content on this website is accurate, complete, reliable, current, or free of error, and content may become outdated without notice.
You use this website at your own risk. You are responsible for implementing your own procedures to satisfy your requirements for the accuracy of data and for maintaining a means to reconstruct any data lost.
5. Limitation of Liability
To the fullest extent permitted by law, Pinkston Wealth, LLC and its members, officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or relating to your access to or use of, or inability to access or use, this website or any content on it. This limitation applies regardless of the theory of liability, whether contract, tort, negligence, strict liability, or otherwise, and applies even if Pinkston Wealth has been advised of the possibility of such damages.
This limitation includes, without limitation, damages for lost profits, lost data, business interruption, loss of goodwill, computer failure or malfunction, or the cost of substitute services.
To the fullest extent permitted by law, the total aggregate liability of Pinkston Wealth for all claims arising out of or relating to this website will not exceed one hundred dollars ($100.00).
Some jurisdictions do not allow the exclusion or limitation of certain damages. In those jurisdictions, the limitations above apply to the fullest extent permitted by applicable law.
Nothing in this section limits, waives, or modifies any obligation Pinkston Wealth owes to its clients under the Investment Advisers Act of 1940, the Missouri Securities Act, or any other applicable federal or state securities law, including its fiduciary duty. No provision of these Terms of Use should be construed as a waiver of any right a client may have under those laws.
6. Indemnification
You agree to indemnify, defend, and hold harmless Pinkston Wealth, LLC and its members, officers, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys' fees, arising out of or relating to your violation of these Terms of Use, your misuse of this website, or your violation of any law or the rights of any third party in connection with your use of this website.
7. Third-Party Links and Content
This website may contain links to websites operated by third parties, and may reference third-party articles, research, data, tools, or media. These links and references are provided for convenience only.
Pinkston Wealth does not control, endorse, sponsor, or verify third-party websites or content, and is not responsible for their accuracy, completeness, availability, legality, security, or privacy practices. Your access to and use of any third-party website is at your own risk and is governed by that site's own terms of use and privacy policy.
The inclusion of any link does not imply any affiliation between Pinkston Wealth and the operator of the linked site.
8. Email and Electronic Communications
If you provide your email address through this website, whether to subscribe to a newsletter, request a resource, or contact Pinkston Wealth, you consent to receive electronic communications from Pinkston Wealth at that address. These may include newsletters, educational materials, updates about the firm, and responses to your inquiry.
Every marketing email sent by Pinkston Wealth includes a link to unsubscribe. You may unsubscribe at any time, and Pinkston Wealth will honor the request promptly. Clients should note that unsubscribing from marketing email does not stop the delivery of communications required in connection with an advisory relationship, such as regulatory documents and account-related correspondence.
Pinkston Wealth does not sell, rent, or trade email addresses. The firm's handling of personal information is described in its Privacy Policy.
Email and other electronic communications are not secure and should not be treated as confidential. Do not transmit Social Security numbers, account numbers, passwords, or other sensitive personal information through this website or by unencrypted email. Pinkston Wealth does not accept trade orders, transfer requests, or other time-sensitive instructions submitted through this website or by email.
Submitting information through this website does not create an advisory relationship between you and Pinkston Wealth, and does not obligate Pinkston Wealth to respond or to provide any service.
9. Disclosures Incorporated
Your use of this website is also subject to the firm's Important Disclosures and Privacy Policy, each available on this website and each incorporated into these Terms of Use by reference.
Among other things, those disclosures explain that content on this website is educational and general in nature, that it does not constitute personalized investment, tax, or legal advice, and that all investing involves risk including the possible loss of principal. You should read them before relying on any content published here.
10. Governing Law and Venue
These Terms of Use and any dispute arising out of or relating to them or to this website are governed by the laws of the State of Missouri, without regard to its conflict of laws principles.
You agree that any action or proceeding arising out of or relating to these Terms of Use or to this website will be brought exclusively in the state or federal courts located in or serving Christian County, Missouri, and you consent to the personal jurisdiction of those courts.
This section governs disputes concerning the website. It does not govern disputes arising out of an advisory relationship with Pinkston Wealth, which are addressed in the applicable written advisory agreement.
11. Severability and Entire Agreement
If any provision of these Terms of Use is held to be invalid, illegal, or unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible, and the remaining provisions will continue in full force and effect.
These Terms of Use, together with the Important Disclosures and Privacy Policy referenced above, constitute the entire agreement between you and Pinkston Wealth regarding your use of this website, and supersede any prior understanding on that subject.
Pinkston Wealth's failure to enforce any provision of these terms does not waive its right to enforce that provision later.
12. Contact
Questions about these Terms of Use may be directed to Pinkston Wealth using the contact information provided on this website.